Letters for Wedneday, Nov. 16, 2011

<span class="subhead">Ensuring better care</p><p></span>As the Senior Advocate for Missouri, I am appalled at the utter failure of Gov. Jay Nixon and the Department of Health and Senior Services to adequately address the in-home health care crisis for Missouri&#x92;s seniors and disabled population. I continue to hear of seniors waiting months for the department to do a simple assessment for health care services.</p><p>Many seniors have been forced into nursing homes at a much higher cost to taxpayers. It has been weeks since I raised this issue, and the department and the Nixon administration obstinately refuse to change their assessment process. Instead, the department&#x92;s only response has been a statement that it is processing assessments &#x93;with faster services and shorter wait times than under the former private contractor.&#x94; But that performance was so poor public outrage and legislative pressure forced an end to that contract. </p><p>The standard should be the Missouri statute, which requires assessments within 15 days. Further, the department&#x92;s statement on its performance is refuted by providers, who rated the department poorly. </p><p>It&#x92;s time for the Nixon administration to work with providers and lawmakers to ensure Missouri&#x92;s most vulnerable citizens get the care they need. </p><p> <span class="bold">Lt. Gov. Peter Kinder</span></p><p> <span class="italic">Cape Girardeau, Mo.</span></p><p><span class="subhead">Better solution for KC</p><p></span>Let me try and understand. A black mayor and a black police chief have collaborated and concocted a plan to lessen crime. Their plan is to send more police into high crime areas.</p><p>Those are areas inhabited primarily by minorities. This would seem to logically lead to more arrests and imprisoning of minorities, who already are imprisoned at an alarming rate.</p><p>Instead of increasing the number of police I would ask for that money to be invested in providing opportunities for success &#x97; such as more teachers, more business investment, more entrepreneurial involvement and more hope.</p><p>More cops are never the long-term answer unless you prefer a police state to one with freedom and liberties.</p><p> <span class="bold">Larry Hitchcock</span></p><p> <span class="italic">Westwood Hills</span></p><p><span class="subhead">Deadbeat corporations</p><p></span>Lately I have been reading some articles and comments from self-identified conservatives complaining about so-called &#x93;deadbeats&#x94; or &#x93;lazy people who won&#x92;t work&#x94; because they are among the 45 percent of Americans who do not pay federal income taxes. These are people who, mostly through no fault of their own, do not earn enough money to owe federal income taxes.</p><p>Because the U.S. Supreme Court ruled that corporations are &#x93;people,&#x94; I&#x92;ve wondered about some of the corporations that do not pay federal income taxes.</p><p>Should we call these &#x93;people&#x94; (corporations) &#x93;deadbeats&#x94; because they don&#x92;t pay any federal income taxes?</p><p> <span class="bold">Judi Vallejo</span></p><p> <span class="italic">Overland Park</span></p><p><span class="subhead">End predatory lending</p><p></span>Payday loans are designed to keep borrowers trapped in a cycle of debt. Small dollar lenders operated in Missouri until the 1990s with a usury cap of 28 percent APR.</p><p>Today the payday and car title lenders allow two weeks to repay the loan and do not allow for partial payments to help pay down the debt. A $300 loan could cost more than $700 to repay.</p><p>According to the testimony of numerous state agencies, predatory lending reform would have no cost to the state, their cities, or their counties. These lending store fronts employ only a small number of workers who make low wages.</p><p>This industry drains millions of dollars from Missouri families each year. Missouri ranks among the top in the country for predatory lending.</p><p>The people of Missouri need economic dignity and lending justice. We need to stop this debt trap.</p><p> <span class="bold">Valorie Bratcher</span></p><p> <span class="italic">Kansas City</span></p><p><span class="subhead">Price freeze needed</p><p></span>I read that 20 to 25 percent of children are food insecure. Seniors with frozen Social Security and pensions are reaching deeply into savings to meet rising prices, which are hurting them more than any tax increase.</p><p>People are unable to sell their homes to make necessary moves. Meanwhile, chief executives have given themselves 11 percent pay raises, and the Republicans have pledged to protect the rich from additional taxation.</p><p>The tea party wants to downsize government by laying off perhaps an additional million people or more government employees. The distribution of a majority of the wealth to only a few is delaying recovery from the current bad economy as the rich are holding onto their wealth or sending it abroad rather than creating jobs in the U.S.</p><p>This is all very wrong. It is time for the Republican Party to tear up the Grover Norquist pledge and to tax the money that the wealthy are not using to create jobs. As an alternative to this, we could roll back prices to the 2007 level and freeze them there.</p><p>This should not be a problem as the politicians deny that there has been any inflation.</p><p> <span class="bold">Judith L. Dillon</span></p><p> <span class="italic">Lee&#x92;s Summit</span></p><p><span class="subhead">Fighting fire with fire</p><p></span>We all know the rule of how to fight a fire. You fight fire with fire.</p><p>Al-Qaida terrorists&#x92; main goal is to destroy the United States through fear of bomb threats to break our will. Knowing that the nation of Syria gives cover to known leaders of al-Qaida we should inform Syria any attack or attempted attack on any part of the United States or its people or its military will result in the immediate military action against the nation of Syria.</p><p>A statement this strong just might get attention.</p><p> <span class="bold">Edward &#x93;Gomer&#x94; Moody</span></p><p> <span class="italic">Kansas City</span></p><p><span class="subhead">Front page for troops</p><p></span>When I was young (longer ago then I want to admit), I would read the front page of the Des Moines Register and Tribune during breakfast. On the front page every day were the names and ages of the soldiers that died in the Vietnam War that week.</p><p>It made a lasting impression on me, and I find myself thinking more about it all the time. My letter has two points: First, I challenge The Kansas City Star to print the names, ages and hometowns of all U.S. military personnel killed in the two conflicts we are in on the front page. And second, we the people need to push for an end to all the fighting. </p><p>I listened to a discussion the other day about Iraq and Afghanistan. U.S. troops will be out of Iraq soon. But if there is not any agreement on why we are in different countries, if the people don&#x92;t remember, it is certainly time to come home notwithstanding the names that could be printed on the front page.</p><p> <span class="bold">David Farrington</span></p><p> <span class="italic">Overland Park</span></p><p><span class="subhead">Improving life&#x92;s quality</p><p></span>I am totally stumped why anyone is against fighting global warming. Why would anyone argue against having cleaner air to breathe or having cleaner water to drink?</p><p>Why would we not want to find alternative ways to power cars? Why would we not want to find greener cheaper ways to power our world?</p><p>The Earth is getting hotter, and there is no disputing that. Say the people who argue against man made global warming are wrong. Then what happens when it&#x92;s too late?</p><p>Sea levels start to rise, the air is too polluted, and nature starts to die off. I know these sound extreme, but even a couple degrees rise in the temperature would set off a chain reaction.</p><p>Now say the believers of man-made global warming are wrong. What&#x92;s the worst possible outcome? A cleaner safer environment to live in, our dependence on foreign oil goes away, and we enjoy the creation of countless jobs. I am aware that these things would cost money, but isn&#x92;t the quality of life worth it? </p><p> <span class="bold">Paul Warwick</span></p><p> <span class="italic">Kansas City</span></p><p><span class="subhead">Time to be kind to pets</p><p></span>Why do you people get animals, and when the pets grow up people take them out and &#x93;dump&#x94; them somewhere? Whoever dumped a little male Australian Shepherd, black and white in the area of Highway 10 between Elkhorn and Woodheights should be punished.</p><p>We need laws for people who do such things. The little dog found me.</p><p>We&#x92;ve fed him and given him vitamin cookies. We made him a bed on the back porch because he didn&#x92;t want to come into the house.</p><p>He found a way out of the back yard and got out on Highway 10 and was hit that morning. People drive in an uncaring manner out here.</p><p>Especially coming over a hill and on a curve and have no idea what is coming up on the other side. The lady who hit him had to be going 65 mph because her car dragged his bleeding lifeless body more than 200 feet.</p><p>If you can&#x92;t keep an animal, call Little Rascals Pet Rescue in Excelsior Springs. They will try and find homes for just about any animal.

Online Pay Day Loan 20 - News


Payday loans now cover a whole year – at 278% interest

The 12-month loans appear to work on the same premise as payday loans – a quick online application process, limited credit checks and the money in your account within 24 hours. All you need to be eligible is a bank account, a job and to be aged 18 or



Letters for Wedneday, Nov. 16, 2011

Payday loans are designed to keep borrowers trapped in a cycle of debt. Small dollar lenders operated in Missouri until the 1990s with a usury cap of 28 percent APR. Today the payday and car title lenders allow two weeks to repay the loan and do not



Debt's dirty dozen danger signs
Debt's dirty dozen danger signs

You're broke the day after payday. Living paycheque to paycheque is a fact of life for many people. But when the money that's meant to last for the next two weeks has disappeared in 24 hours, that's a crisis that often sends people to payday loan and



Bloomington will not try to limit payday loan rates

Advocating payday loan limits, about 20 Occupy BloNo protesters, some with dollar bills taped across their mouths, gathered for a candlelight vigil before the council meeting. They held signs reading “People over profit” and “Ignorance is risk.”



Cash Converter boss David Patrick: Don't say pawnbroker we're a major retailer
Cash Converter boss David Patrick: Don't say pawnbroker we're a major retailer

However, unease over payday loans has hit Cash Converters. Texas-based pawnbroker giant EZcorp pulled out of a £44 million deal to buy 20 per cent of Cash Converters shares that would have given it a controlling stake. It already owns 33 per cent.




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Online Pay Day Loan 20 - Bookshelf

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Every Woman, Every Day, 365 Practical and Encouraging Readings for Sexual, Emotional, and Spiritual Purity

Every Woman, Every Day, 365 Practical and Encouraging Readings for Sexual, Emotional, and Spiritual Purity

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